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Finance Calculators

Financial planning, loans, investments, and tax calculators

55 tools available โœ“ Formulas verified
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1099 vs W-2 Calculator | Contractor vs Employee Comparison (2025)

Compare 1099 contractor vs W-2 employee take-home pay. Free tool calculates taxes, benefits, flexibility trade-offs.

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401k Calculator | Are You Leaving Free Money on the Table? (2025)

Not maxing your 401k match = giving away thousands in free money. $60k salary with 6% match = $3,600/year FREE. Calculat

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Amortization Calculator - Loan Amortization Schedule

Calculate loan amortization schedule. View monthly payments, interest, and principal breakdown for any loan.

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APR vs APY Calculator | What's the Real Rate? (2025)

APR vs APY: What's the difference? See how compounding affects your money. Calculate the real interest rate instantly. F

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Bond Yield Calculator | Is This Bond Worth It? (2025)

Calculate bond current yield and YTM in seconds. Compare coupon rate vs real return. Free calculator for fixed-income in

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Break-Even Point Calculator | When Will I Profit? (2025)

Calculate your break-even point instantly. Determine how many units you need to sell to cover your costs and start makin

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BRRRR Calculator | Real Estate Infinite Returns Strategy (2025)

Calculate BRRRR method returns: Buy, Rehab, Rent, Refinance, Repeat. Free tool estimates cash recycled, cash-on-cash ret

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Budget Calculator - Monthly Budget Planner

Create and track your monthly budget. Calculate income, expenses, and savings with the 50/30/20 budget rule.

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Capital Gains Tax Calculator | How Much Will I Owe? (2025)

Calculate capital gains tax before you sell. Short-term vs long-term rates explained. Free investment tax calculator wit

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CAPM Calculator | Expected Return on Investment (2025)

Calculate expected stock returns using CAPM. Risk-free rate + beta ร— market premium. See if your stock's risk is worth t

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Car Lease Calculator | Should You Lease or Buy? (2025)

Calculate monthly lease payments. Money factor, residual value, hidden fees explained. See if leasing beats buying. Free

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Car Loan Calculator | Can I Afford a $30k Car? Payment Check (2025)

Want a $30k car? See your real monthly payment before the dealer shows you. 5 years at 7% = $594/month. Can you swing it

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Compound Interest Calculator | Financial Growth Projection Tool (2025)

Calculate the long-term growth of your investments using our professional compound interest tool. Model monthly contribu

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CPM Calculator | Cost Per Mille for Advertisers (2025)

Calculate CPM (Cost Per Mille), total cost, and impressions for your ad campaigns. Optimize your marketing budget with o

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Credit Card Payoff Calculator | When Will I Be Free? (2025)

Drowning in credit card debt? See exactly when you'll be free. Compare minimum payments vs avalanche method. Expert tips

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Crypto Profit Calculator | From $1k to How Much? (2025)

Calculate crypto gains and losses. See profit after fees and taxes. Bitcoin, Ethereum calculator with real-time insights

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Debt Payoff Calculator | When Will I Be Debt Free? (2025)

Calculate your debt-free date. Compare Snowball vs Avalanche methods. See how much interest you save by paying extra. Fr

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Debt Consolidation Calculator | Will It Actually Help? (2025)

Calculate if consolidating debts saves money. See real costs, hidden fees, and if it's worth it. Expert debt-payoff stra

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Debt-to-Income Calculator | Will I Get Approved for a Mortgage? (2025)

The #1 reason mortgages get denied? High DTI. Calculate yours instantly. Learn the '43% Rule' banks use and how to lower

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Discount Calculator | How Much Am I Actually Saving? (2025)

Calculate the final price after discount instantly. See exactly how much you save. Perfect for Black Friday, clearance s

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Dividend Calculator | How Much Passive Income? (2025)

Calculate dividend income from stocks. See your monthly passive income, dividend yield, and annual returns. Free calcula

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DRIP Calculator | Turn $10k into How Much? (2025)

Calculate dividend reinvestment returns. See compound growth power - how your shares multiply over time. Free DRIP calcu

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EBITDA Calculator | Calculate Profitability & Valuation (2025)

Calculate EBITDA instantly. Understand your company's operating performance, valuation multiples, and profitability. Fre

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Fix and Flip Calculator | House Flipping ROI & Profit Estimator (2025)

Calculate your house flipping profit before you buy. Estimate renovation costs, holding expenses, and ROI. Includes the

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Freelance Rate Calculator | Hourly & Project Rate Tool (2025)

Calculate your freelance hourly rate based on desired salary, billable hours, taxes, and expenses. Free tool for consult

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Gig Economy Expense Tracker | Uber, DoorDash Tax Deductions (2025)

Track gig worker expenses: mileage, fuel, phone, supplies. Free tool calculates tax deductions for Uber, DoorDash, Insta

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Hourly to Salary Calculator | What is $25/hr Really Worth? (2025)

$25/hour isn't just $52k/year. It depends on vacation, benefits, and taxes. Convert your wage instantly and see the 'Hid

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Inflation Calculator | What Is Your Money Really Worth? (2025)

Calculate how inflation erodes your purchasing power. See why $100,000 today might only be worth $50,000 in 20 years. Es

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Investment Calculator | $500/Month = How Much in 20 Years? (2025)

Investing $500 every month? See what it becomes in 10, 20, 30 years. Real numbers, no BS. S&P 500 averages ~10%/yearโ€”do

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Life Insurance Calculator | How Much Coverage Do You Actually Need? (2025)

Calculate your exact life insurance needs. DIME method (Debt, Income, Mortgage, Education). See why the '10x income' rul

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Loan Calculator | Amortization & Repayment Modeling (2025)

Simulate loan repayment scenarios with our professional amortization engine. Analyze principal vs. interest impact, APR

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Profit Margin Calculator | Margin vs Markup (2025)

Calculate profit margin, markup percentage, and gross profit instantly. Understand the difference between margin and mar

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Mortgage Calculator | Estimated Monthly Payments & PITI Guide (2025)

Accurately calculate your monthly mortgage payment (PITI) including principal, interest, taxes, and insurance. Plan your

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Personal Loan Calculator | Can You Afford This Loan? (2025)

Calculate true loan cost. Monthly payment, hidden fees, and early payoff savings. See what banks don't tell you before y

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Property Management Fee Calculator | Self-Manage vs PM Cost (2025)

Calculate property management fees vs self-managing. Free tool compares 8-12% PM costs, tenant placement fees, and DIY t

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Refinance Calculator | Should You Refinance? (2025)

Calculate if refinancing saves money. See breakeven point, closing costs vs savings. When does refinancing make sense in

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Rent-to-Own Calculator | Lease Option vs Traditional Buy (2025)

Calculate rent-to-own costs: option fee, rent credit, total paid vs traditional mortgage. Free tool compares lease-purch

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Rent vs Buy Calculator | Am I Throwing Money Away? (2025)

Is renting really 'throwing money away'? Not always. Compare the true cost of buying vs renting. See if you should buy a

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Retainer vs Hourly Pricing Calculator | Freelance Revenue Model (2025)

Compare retainer vs hourly pricing for freelancers. Calculate predictable income, discount rates, client retention value

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Retirement Calculator | How Much to Retire Comfortably at 65 (2025)

Calculate how much you need to retire at 65. Free retirement savings calculator with 401k planning. See if you're on tra

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ROI Calculator | Was That Investment Worth It? Quick Answer (2025)

Bought stock at $1000, sold at $1500 - what's your ROI? Instantly calculate if your investment made or lost money. Works

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Roth IRA Calculator | Will You Have Enough to Retire? (2025)

Calculate your Roth IRA retirement wealth. Tax-free growth projections, 2025 contribution limits ($7k/$8k), backdoor Rot

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Salary Calculator | How Much Do I Actually Take Home? (2025)

Got a job offer? Don't celebrate the gross number yet. See exactly what hits your bank account after taxes. Hourly vs An

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Sales Commission Calculator | Calculate Your Earnings (2025)

Calculate your sales commission and total earnings instantly. Supports base salary + commission structures. Free, accura

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Sales Tax Calculator | Calculate Final Price with Tax (2025)

Calculate sales tax instantly. Find the total price including tax for any state or city. Simple, free, and accurate sale

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Savings Calculator | How to Save $20k in 2 Years? (2025)

Saving for a house? Car? Wedding? Find out exactly how much to save each month to hit your goal. No guesswork. Just simp

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Self-Employment Tax Calculator | SE Tax & Quarterly Payments (2025)

Calculate 15.3% self-employment tax, quarterly estimated payments, and deductions. Free tool for freelancers, contractor

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Stock Calculator | Did You Really Make Money? (2025)

Calculate true stock profit after fees and commissions. See your real ROI - not just the price difference. Free stock ca

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Student Loan Calculator | Pay Off Debt Faster (2025)

Drowning in student debt? See exactly when you'll be free. Calculate monthly payments for Federal and Private loans. Exp

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Income Tax Calculator | How Much Tax Will I Actually Pay? (2025)

Calculate your real tax bill. 2025 federal brackets, deductions, credits. See take-home pay. CFA-reviewed strategies to

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Tip Calculator | How Much to Tip at Restaurants & Split Bills (2025)

Free tip calculator for restaurants, delivery, bars. Split bills evenly. See 15%, 18%, 20% tips instantly. Tipping guide

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VAT Calculator | Add or Remove VAT Instantly (2025)

Calculate VAT easily. Add VAT to net price or remove VAT from gross price. Updated for 2025 rates (UK 20%, EU, etc.). Es

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WACC Calculator | Cost of Capital for Investors (2025)

Calculate Weighted Average Cost of Capital (WACC). Understand your company's discount rate for DCF valuation. Free tool

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