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Off-Grid Battery Bank Calculator

Building an off-grid solar system and have no idea how many batteries you actually need? Let's do the math so you don't end up in the dark with a dead battery bank three months in.

✅ Reviewed by Tom Baker, Off-Grid Homesteader (8 years)Last Updated: Nov 2025

Daily Power Usage

Add up all device watts × hours used
12V: small RV, 24V: cabin, 48V: house
Days without sun (cloudy weather backup)

Battery Requirements

0
Total Amp-Hours Needed
Usable Capacity (Ah)0
Total Watt-Hours0
Depth of Discharge Used0%
# of 12V 100Ah Batteries0
Estimated Cost$0

Sizing Your Battery Bank Right

Most off-grid newbies make one of two mistakes: 1) Buy way too many batteries (waste $5k+), or 2) Buy too few and kill them in 18 months. The formula is simple, but the real world adds "fudge factors" nobody tells you about.

💡 Real Talk from Tom Baker, Off-Grid 8 Years

I killed my first battery bank in 14 months. Bought cheapo flooded lead-acid, ran them down to 80% DoD regularly thinking "I'll recharge tomorrow." Sulfation destroyed them. Round 2: proper AGM batteries, strict 50% DoD limit, temperature-compensated charging. Those lasted 7 years. Now I'm on lithium—expensive up front ($6k for 48V 400Ah bank) but I'll never replace them. Worth it.

The Battery Bank Formula

(Daily Wh × Days of Autonomy) ÷ (DoD × Efficiency)

  • Daily Wh: Total watt-hours you use per day
  • Days of Autonomy: How many cloudy days you can survive
  • DoD (Depth of Discharge): Lead-acid 50%, Lithium 80-100%
  • Efficiency: ~0.85 (losses in wiring, inverter, charging)

Example: Off-grid cabin, 24V system

  • Daily use: 3,500 Wh
  • Autonomy: 3 days (PNW cloudy winters)
  • Battery type: AGM lead-acid (50% DoD)

Capacity needed: (3,500 × 3) ÷ (0.50 × 0.85) = 24,706 Wh

At 24V: 24,706 Wh ÷ 24V = 1,029 Ah

Using 12V 200Ah batteries in series/parallel: need 12 batteries (6 in series for 24V, 2 parallel strings for 1,200 Ah)

⚠️ Common Mistakes to Avoid

  • Forgetting inverter efficiency loss: Inverters aren't 100% efficient. They waste 10-15% of power converting DC to AC. Always multiply your AC loads by 1.15. If you skip this, your "3 days of autonomy" becomes 2.5 days.
  • Mixing old and new batteries: Never add a new battery to an old bank. The old batteries will drag the new one down to their level, killing it in months. Replace the entire bank at once.
  • Under-sizing cables: Low voltage (12V/24V) means HIGH current. Using thin wires causes voltage drop and fire risk. A 2000W inverter at 12V pulls 166 Amps—you need 2/0 welding cable, not jumper cables.
  • Ignoring temperature: Lead-acid batteries lose 50% capacity at 32°F. Lithium batteries can't be charged below freezing (permanent damage). Insulate your battery box!

Lead-Acid vs Lithium: The Real Comparison

Lead-Acid (Flooded/AGM/Gel):

  • Cost: $150-250 per 100Ah (12V)
  • Depth of Discharge: 50% max (go deeper = early death)
  • Lifespan: 500-1,000 cycles at 50% DoD (3-7 years)
  • Weight: HEAVY (65 lbs for 100Ah battery)
  • Maintenance: Flooded needs water refills. AGM/Gel sealed.
  • Temperature sensitive (cold kills performance)

Lithium (LiFePO4):

  • Cost: $400-600 per 100Ah (12V)
  • Depth of Discharge: 80-100% safe
  • Lifespan: 3,000-5,000 cycles (10-15 years)
  • Weight: 50% lighter than lead-acid
  • Maintenance: Zero. Set it and forget it.
  • Works fine in cold (just can't charge under 32°F without heater)

Cost comparison (10-year ownership):

  • Lead-acid 400Ah bank: $1,200 initial + replacements every 5 years = $2,400 total
  • Lithium 400Ah bank: $4,800 initial, lasts 10+ years = $4,800 total

Lithium costs 2x but lasts 2x+ longer AND gives you twice the usable capacity (80% DoD vs 50%). Math says lithium wins for permanent off-grid setups.

Days of Autonomy: How Many?

This isn't about apocalypse prepping. It's about: How many consecutive cloud y days before I'm willing to run my generator?

  • 1-2 days: Sunny climates (AZ, NM). Risky—one cloudy week and you're screwed.
  • 3 days: Sweet spot for most climates. Covers typical weather patterns.
  • 4-5 days: PNW, Alaska, mountain areas with week-long cloud cover.
  • 7+ days: Overkill unless you're off-grid in the Arctic or hate generators with a passion.

Every extra day of autonomy = 33% bigger battery bank. 3 days → 4 days = add $1,500-2,000 in batteries. Balance cost vs. generator runtime.

System Voltage: 12V, 24V, or 48V?

12V: RVs, boats, small systems (<1,500 Wh/day). Wire size gets ridiculous above 100A draw.

24V: Cabins, tiny homes (1,500-5,000 Wh/day). Most common for off-grid. Good balance.

48V: Full homes (5,000+ Wh/day). Thinner wires, less loss. Professional-grade.

Higher voltage = lower amps = thinner/cheaper wire. A 2,400W inverter at 12V pulls 200A (needs 4/0 cable, $$$). At 48V? Only 50A (needs 6 AWG, way cheaper).

💡 Tom's Battery Lifespan Hack: Temperature Control

Heat kills batteries. Every 15°F above 77°F cuts lifespan in half. My first battery bank was in an un-insulated shed—summer temps hit 100°F. They died in 3 years instead of 7. Now I keep batteries in an insulated, vented box. Temp stays 60-75°F year-round. Batteries are happy, I'm happy. Simple as that.

Real-World Sizing Examples

Weekend Cabin (Minimal Use):

  • Lights (LED): 200 Wh/day
  • Water pump: 300 Wh/day
  • Phone charging: 50 Wh/day
  • Total: 550 Wh/day
  • 12V system, 2 days autonomy, lead-acid (50% DoD)
  • Needed: (550 × 2) ÷ (0.50 × 0.85) = 2,588 Wh ≈ 215 Ah at 12V
  • Solution: Two 12V 120Ah AGM batteries
  • Cost: ~$600

Full-Time Off-Grid Home:

  • Fridge: 1,200 Wh/day
  • Lights: 800 Wh/day
  • Well pump: 600 Wh/day
  • Computers/TV: 1,000 Wh/day
  • Misc: 400 Wh/day
  • Total: 4,000 Wh/day
  • 48V system, 3 days, lithium (80% DoD)
  • Needed: (4,000 × 3) ÷ (0.80 × 0.85) = 17,647 Wh ≈ 367 Ah at 48V
  • Solution: Four 12V 100Ah LiFePO4 in series = 48V 100Ah, then 4 parallel strings = 48V 400Ah
  • Cost: ~$5,000-7,000
🔋

Reviewed by Tom Baker

Off-Grid Homesteader (8 Years, Montana)

Tom powers a 1,200 sq ft cabin with 3kW solar and 48V 600Ah lithium bank. Zero grid connection since 2017. His advice? Size batteries for 3 cloudy days, then add 20% buffer. You'll thank yourself.

Frequently Asked Questions

How big should my battery bank be?

Rule of thumb: (Daily Wh usage × Days of autonomy) ÷ (Depth of Discharge × 0.85 efficiency). Example: 3,000 Wh/day, 3 days autonomy, 50% DoD → 3,000 × 3 ÷ (0.50 × 0.85) = 21,176 Wh or 1,764 Ah at 12V. Most cabins need 800-2,000 Ah. Don't cheap out—undersized batteries die fast.

What's depth of discharge (DoD)?

How much of the battery's capacity you use before recharging. Lead-acid: max 50% DoD (use only half) or they die in 2 years. Lithium (LiFePO4): 80% DoD safe, some go 100%. Why it matters: 400Ah lead-acid at 50% DoD gives you 200Ah usable. 400Ah lithium at 80% DoD gives 320Ah. Lithium costs 2-3x more but lasts 10x longer.

How many days of autonomy do I need?

Depends on cloud cover and your paranoia level. Sunny climates (AZ, CA): 2-3 days. Pacific Northwest/Alaska: 4-5 days minimum (weeks of cloudy winters). Most people do 3 days as a sweet spot. More autonomy = bigger battery bank = more money. Balance cost vs. how often you'll run a generator.

Can I mix old and new batteries?

NO. Never mix batteries of different ages, brands, or capacities. The weak/old battery drags down the whole bank and dies faster. Always replace the entire bank at once. I've seen people add one new battery to 5 old ones—it died in 6 months. Batteries are like chain links: only as strong as the weakest one.